We have been in the factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SECURE. We have survived many of the economy's ups and downs and having had these experiences, can help you get through any difficult situations you might suffer. We won't fold up shop when the times get difficult, like some other factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's pretty tough for you to pick which factoring firm is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the ideal match for your business - whether it's with us or another factoring company.

We have a huge network of factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, when you take some time to explain what you need to us, we have all the confidence in the world that you will find precisely what you need..

Practically all factoring businesses let you select and choose your customers that you want to factor. However a handful of them usually have a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into factoring when you don't require it.

Practically all factoring businesses try not be upfront about their fees. Who knows all the reasons why they do this. We are different.  We are absolutely transparent about our fees. When you apply, you are provided a truthful, no obligation rate proposal with the fee for your company. that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring companies are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. , we are like-minded business people and we have experienced many of the road bumps that a business deals with. We hear your story, determine struggles. Based on that information we will put together a personalized solution for you. Practically all invoice factoring companies notably the Silicon Valley ones mostly rely on an algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Practically all factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who really knows your business intimately, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we watch each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to get them fixed right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is critical to avoid unnecessary write-offs.

Our company incorporates first-rate technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Practically all other companies are not even in the same neighborhood.